Terms of Use

These Terms & Conditions (“Agreement”) constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Ludwig Media, Inc. DBA RetirePlanning.com (“we”, “us” or “our”), concerning your access to and use of the https://retireplanning.com website (“Website”) and the services we offer (“Services”).

We may amend this Agreement at any time by posting the amended terms on our Website. We may or may not post notices on the homepage of our Website when such changes occur.

We last updated our Terms of Use on August 19th, 2025.

Content Disclaimer

Postings on our Website are made at such times as RetirePlanning.com determines in its discretion. You should not assume that the information contained on our Website has been updated or otherwise contains current information. RetirePlanning.com does not review past postings to determine whether they remain accurate, and information contained in such postings may have been superseded. THE INFORMATION AND MATERIALS IN OUR WEBSITE ARE PROVIDED FOR YOUR REVIEW IN ACCORDANCE WITH THE NOTICES, TERMS, AND CONDITIONS SET FORTH HEREIN. THESE MATERIALS ARE NOT GUARANTEED OR REPRESENTED TO BE COMPLETE, CORRECT, OR UP TO DATE. THESE MATERIALS MAY BE CHANGED FROM TIME TO TIME WITHOUT NOTICE.

Third-Party Websites Links & Content

Our Website may contain links to other websites (“Third-Party Websites”) owned or operated by parties other than RetirePlanning.com.

Such links are provided for your reference only. RetirePlanning.com does not monitor or control outside Third-Party Websites and is not responsible for their content. RetirePlanning.com’s inclusion of links to a Third-Party Website does not imply any endorsement of the material on our Website or, unless expressly disclosed otherwise, any sponsorship, affiliation or association with its owner, operator or sponsor, nor does RetirePlanning.com’s inclusion of the links imply that RetirePlanning.com is authorized to use any trade name, trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the linked Third-Party Website.

Limited License

RetirePlanning.com grants you a non-exclusive, non-transferable, revocable license to access and use our Website and Services in order for you to make purchases of our policies and related Services through our Website, strictly in accordance with our Agreement.

Copyrights and Trademarks

Unless otherwise noted, all materials including without limitation, logos, brand names, images, designs, photographs, video clips and written and other materials that appear as part of our Website are copyrights, trademarks, service marks, trade dress and/or other intellectual property whether registered or unregistered (“Intellectual Property”) owned, controlled or licensed by RetirePlanning.com. Our Website as a whole is protected by copyright and trade dress. Nothing on our Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Intellectual Property displayed or used on our Website, without the prior written permission of the Intellectual Property owner. RetirePlanning.com aggressively enforces its intellectual property rights to the fullest extent of the law. The names and logos of RetirePlanning.com may not be used in any way, including in advertising or publicity pertaining to the distribution of materials on our Website, without prior, written permission from RetirePlanning.com. RetirePlanning.com prohibits the use of any logo of RetirePlanning.com or any of its affiliates as part of a link to or from any Website unless RetirePlanning.com approves such link in advance and in writing. Fair use of RetirePlanning.com’s Intellectual Property requires proper acknowledgment. Other product and company names mentioned in our Website may be the Intellectual Property of their respective owners.