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Retire Planning

5 Best Online Wills & Trusts for 2025

October 2025

We’ve reviewed the top online wills and trust companies so you can quickly compare pricing, services, and benefits—all in one place. Find the right company, understand the process, and get peace of mind for you and your family.

1.Recommended Pick
Ethos
Trustpilot 4.7

Ethos

  • Create your will in minutes
  • Easy step-by-step guidance
  • Compliant with state-specific estate laws
  • Protect your family without the cost of an attorney
Learn More

Starting At $199 $149

2.Best For Live Attorney
Trust & Will
Trustpilot 4.5

Trust & Will

  • Share access with your trusted contacts
  • Unlimited updates to your plan
  • Smart alerts & personalized insights
  • Optional: 30 min calls with an estate planning attorney
Learn More

Starting At $49

3.
LivingTrustify
Trustpilot 4.2

LivingTrustify

  • Only 15 minutes to get started
  • Create a Will or Living Strust
  • Make a state-specific, legally valid will in minutes
  • Name guardians for your children, catalogy assets, and plan for emergencies
Learn More

4.
USLegal
Trustpilot 4.0

USLegal

  • Online library of over 85,000 state-specific legal forms
  • Pricing starts at $8/month
  • Get a customized personal planning package
  • Phone support available
Learn More

5.
LegalShield
Trustpilot 4.6

LegalShield

  • Get a Will in 5 business days or less
  • Get access to an entire provider law firm experienced with your state laws
  • Some plans include free annual updates to your Will
  • Plans start at $26.95/month
Learn More

Frequently Asked Questions

Do I need a lawyer to make a will?

Not always. Many people can create a legally valid will online, especially if their situation is straightforward—for example, leaving assets to a spouse or children. Online platforms make the process quick, affordable, and legally sound.

However, if your estate is more complex—such as owning property in multiple states, having a blended family, running a business, or needing tax strategies—it’s wise to work with an estate planning attorney. A lawyer can provide customized advice, help you avoid mistakes, and ensure your plan stands up in court if it’s ever challenged.

What is probate, and can it be avoided?

Probate is the legal process of validating a will and distributing assets under court supervision. It can be time-consuming and public. Certain tools—like living trusts, joint ownership, and beneficiary designations—can help your estate avoid probate.

How much does estate planning cost?

Costs vary depending on complexity. Online wills can be very affordable, while attorney-drafted plans with trusts will cost much more. The peace of mind and potential tax savings often outweigh the upfront expense.

Do I really need a will if I don’t have many assets?

Yes. Even if you don’t have significant wealth, a will ensures your belongings go to the people or causes you care about. It also lets you name guardians for minor children, which is one of the most important reasons to have one.

What happens if I die without a will?

If you pass away without a will, your state’s “intestacy” laws decide who inherits your property. This may not reflect your wishes and can lead to delays, additional costs, and family disputes.

What is estate planning, and why is it important?

Estate planning is the process of organizing how your assets—such as your home, savings, and investments—will be managed and distributed after your death or if you become incapacitated. A proper plan helps protect your loved ones, reduce taxes, and ensure your wishes are carried out.

What’s the difference between a will and a trust?

A will is a legal document that outlines who receives your assets after your death. A trust, on the other hand, can manage assets both during your lifetime and after, often avoiding probate and offering more privacy and flexibility. Many people benefit from having both.

How often should I update my estate plan?

It’s a good idea to review your will and estate plan every 3–5 years or after major life events like marriage, divorce, having children, buying property, or starting a business.

Can estate planning help reduce taxes?

Yes. Proper planning can minimize estate taxes, capital gains taxes, and other costs that may reduce the value of what you pass on. Trusts and gifting strategies are common tools used for this purpose.

How long does it take to create a will or trust?

Simple wills can be completed quickly—sometimes in under an hour — using online tools. Trusts and more complex estate plans may take a few days to a few weeks, depending on your situation.

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